Test bank cards

To test the connection to the payment gateway, you can use the following test cards.

VISA

Card number 4111 1111 1111 1111
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=y, pares=y
3-D Secure authentication code 12345678

MasterCard

Card number 5555 5555 5555 5599
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=n

MIR

Card number 2200 0000 0000 0053
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=y, pares=y
3-D Secure authentication code 12345678

JCB

Card number 3530 1113 3330 0000
Date of expiration



2034/12

Code on the back of the card 123

"Stub" in Payment Gateway

Card number 6011 0000 0000 0004
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=y pares=a
3-D Secure authentication code 12345678
Card number 6390 0200 0000 000003
Date of expiration



2034/12

Code on the back of the card 123 (optional parameter)
3-D Secure veres=y, pares=a
3-D Secure authentication code 12345678
Card number 3530 1113 3330 0000
Date of expiration



2034/12

Code on the back of the card 123

Cards supporting 3-D Secure protocol version 2.0

PAN 2201382000000021
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 2201382000000039
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 4175003806480112
ECI 06
CVC 123
Date of expiration 2036/12
ARES_TRANS_STATUS
authentication request 		N – not authenticated/verified, transaction cancelled.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		N – not authenticated/verified, transaction cancelled.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 5100000000000123
ECI 05
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		Y – authentication/verification successful.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		0 – no.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – N/A (3-D Secure method is disabled).
PAN 5555555555555599
ECI N/A
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		0 – no.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – N/A (3-D Secure method is disabled).
PAN 5100000000000180
ECI 05
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		Y – authentication/verification successful.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 5213243734062662
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 4111111111111111
ECI 05
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		Y – authentication/verification successful.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 5100000000000008
ECI 05
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		Y – authentication/verification successful.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 2201382000000013
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 2201382000000047
ECI 02
CVC 123
Date of expiration 2036/12
ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 2201382000000054
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.
PAN 2200000000000053
ECI 02
CVC 123
Date of expiration



2034/12

ARES_TRANS_STATUS
authentication request 		C – requires additional authentication with CReq/CRes.
RREQ_TRANS_STATUS
a response confirming that request with results from 3DS Requestor / 3DS Server has been received 		Y – authentication/verification successful.
TDS_METHOD_ENABLED
whether 3-D Secure authentication method is enabled or not 		1 – yes.
AUTO_ACS_CHALLENGE
redirect to finish page without checking SMS code 		0 – code required.

Cards that return errors

Card number 5555 5555 5555 5557
Date of expiration



2034/12

Code on the back of the card 123 (optional parameter)
3-D Secure veres=y, pares=u
3-D Secure authentication code 12345678
Returned error Declined. PaRes status is U (-2011)
Issuing bank was not able to perfor the authorization of a 3D-Secure card.
Card number 4000 0000 0000 0002
Date of expiration



2034/12

Code on the back of the card 123 (optional parameter)
3-D Secure veres=u
Returned error Declined. PaRes status is U (-2011)
Issuing bank was not able to perfor the authorization of a 3D-Secure card.
Card number 4444 3333 2222 1111
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=y, pares=u
3-D Secure authentication code 12345678
Returned error Declined. VeRes status is U (-2016)
Issuing bank was not able to perfor the authorization of a 3D-Secure card.
Card number 5555 5555 4444 4442
Date of expiration



2034/12

Code on the back of the card 123
3-D Secure veres=u
Returned error Declined. VeRes status is U (-2016)
Issuing bank could not determine if the card is 3-D Secure.
Card number 4444 4444 4444 4422
Date of expiration



2034/12

Code on the back of the card 123
Returned error Invalid message format (913)
The message format is incorrect in terms of IPS.
Card number 4444 4444 1111 1111
Date of expiration



2034/12

Code on the back of the card 123
Returned error Network refused transaction (5)
Refuse of network to process transaction.
Card number 4444 4444 4444 6666
Date of expiration



2034/12

Code on the back of the card 123
Returned error BLOCKED_BY_LIMIT (-20010)
Transaction was rejected because the payment amount exceeded the configured limits of issuing bank.
Card number 4444 4444 4444 4455
Date of expiration



2034/12

Code on the back of the card 123
Returned error Card limitations exceeded (902)
Card limitations (the Cardholder is attempting to perform a transaction that is forbidden for him).
Card number 4444 4444 9999 9999
Date of expiration



2034/12

Code on the back of the card 123
Returned error TDSEC_COMM_ERROR (151017)
3-D Secure – communication error.
Card number 4444 4444 4444 3333
Date of expiration



2034/12

Code on the back of the card 123
Returned error Limit exceeded (123)
The limit on the number of transactions is exceeded: the client has performed the maximum number of transactions during the limit cycle and tries to perform another one.
Card number 4408 8962 5320 5448
Date of expiration



2034/12

Code on the back of the card 123
Returned error Not enough money (116)
Transaction amount exceeds the available balance of the selected account.
Card number 4012 8888 8888 1881
Date of expiration



2034/12

Code on the back of the card 123
Returned error RESPONSE_TIMEOUT (1510190)
Processing timeout. Sending is success, response from the bank was not received.
Card number 4563 9601 2200 1999
Date of expiration



2034/12

Code on the back of the card 123
Returned error CANNOT_SEND_REQUEST (151018)
Processing timeout. Sending is failed.

Cards with "Spasibo" bonuses

Card number 4276 1057 5725 6223
Date of expiration



2034/12

Code on the back of the card 950
Card status SPASIBO AMOUNT = disabled
Comment: this is not a card of a participant of Spasibo loyalty program. The card is only for testing and has limited functionality, i.e. bonuses are not debited or accrued on it.
Card number 4276 1076 6782 3373
Date of expiration



2034/12

Code on the back of the card 809
Card status Activity, FRAUD = true
Comment: the card is active, crediting is available, debiting is not allowed.
Card number 4276 1072 9066 8435
Date of expiration



2034/12

Code on the back of the card 788
Card status Activity, FRAUD = false
Comment: card with bonuses, active, accrual and debiting is available.
Card number 4276 1031 9982 4468
Date of expiration 2024/09
Code on the back of the card 325
Comment: card is active, accrual and debiting is available.